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High Risk Liability Insurance

Here’s why your business might not be covered by a standard liability policy

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High Risk Liability Insurance

If you work at height or work with dangerous materials, a standard liability policy might exclude these areas of risk.

This often includes working with heat (e.g. welding, plumbing) and working in dangerous environments (e.g. civil engineers, demolition), etc. Because of the nature of work, there is an increased chance of accidents occurring and a higher risk of claims being made. This is why specialist, High Risk Liability insurance is available for certain businesses.

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All the benefits of general liability cover

Your policy will include Public Liability insurance to protect you from claims made against you by third parties and Employer’s Liability insurance in case you are held liable for accident or injury to any employees.

Useful cover extensions

There’s no such thing as one size fits all. If it meets your demands and needs, you can opt to include tool cover, plant and machinery cover, personal accident, temporary workers and contractors’ all risk.

Flexible payment options

The cover you need, straight away

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What are the main features of a High Risk Liability Insurance Policy?

Main Features

  • Employer’s Liability to protect your business from claims made against you by current or past employees, typically covering legal expenses and any settlement costs
  • Public Liability to protect your business from claims made against you by the public, typically covering legal expenses and any settlement costs
  • Specific endorsements to cover your high risk business activities such as working at heights or working with heat, etc
  • Additional cover options such as tool cover, plant and machinery cover, personal accident, temporary workers and contractors’ all risk.

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Fill out the form below to get the quotation process underway, one of our specialist broking team will then do the rest for you by conducting a comprehensive market review in order to obtain the best prices and cover for you.

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